Payment Policy

Effective Date: August 2026

This Payment Policy applies to all purchases and payment transactions made through smotayk.com (“Smotayk,” “we,” “us,” or “our”).

By placing an order and submitting payment through our website, you acknowledge and agree to the payment terms described below.

1. Accepted Payment Methods

Smotayk provides secure online payment options for customers purchasing products within the United States.

Available payment methods are displayed during checkout and may vary depending on your location, device, and other applicable conditions.

For security and transaction integrity, we do not accept cash payments, unofficial payment arrangements, or payments sent through unauthorized channels.

Please only submit payments through the official checkout process provided on smotayk.com.

2. Product Pricing

All product prices displayed on our website are listed in U.S. dollars (USD).

Applicable shipping fees and taxes, if any, will be calculated and displayed during checkout before you complete your purchase.

We make reasonable efforts to ensure that prices and product information displayed on our website are accurate. However, we reserve the right to correct pricing errors and update prices, promotions, discounts, or product availability when necessary.

3. Payment Requirement

Full payment is required before an order can be confirmed and processed for fulfillment.

Once payment has been successfully authorized and confirmed, we will begin the applicable order processing procedure.

If payment is unsuccessful, incomplete, declined, or otherwise not confirmed, the order may not be processed or may be canceled.

4. Payment Confirmation

After a successful transaction, you will generally receive an order confirmation or other payment-related notification at the email address provided during checkout.

If your payment account has been charged but you have not received an order confirmation or your order status does not appear to have updated correctly, please contact us at [email protected].

When contacting customer support, please provide your order number and relevant transaction details so that we can investigate the issue more efficiently.

5. Payment Information Security

We take reasonable measures to help protect payment-related information and customer data.

Payment information may be processed by third-party payment service providers that use their own security systems and procedures.

Smotayk does not intentionally store complete payment card numbers or payment account credentials on our own systems.

We will not ask you to provide your payment password, one-time verification code, or other confidential payment credentials through unsolicited email or other unofficial communication channels.

You are responsible for keeping your payment account, login information, and other financial credentials secure.

6. Payment Verification & Fraud Prevention

For security purposes, certain transactions may be subject to payment verification or fraud-prevention checks.

We reserve the right to delay, decline, cancel, or place a hold on an order when we reasonably believe that a transaction may be unauthorized, fraudulent, suspicious, or otherwise inconsistent with our policies.

If additional information is reasonably required to verify a transaction, our customer service team may contact you using the contact information associated with the order.

7. Refunds & Payment Reversals

If a refund is approved under our applicable Return & Refund Policy, the refund will generally be issued to the original payment method used for the purchase.

Once a refund has been initiated by us, the time required for the funds to appear in your account depends on the payment provider, card issuer, bank, or other financial institution involved.

Smotayk does not control the processing time of third-party financial institutions.

8. Taxes & Additional Charges

Any applicable taxes will be calculated and displayed during checkout based on the information available for your order and delivery location.

Shipping charges, when applicable, will also be shown before you submit your final payment.

We aim to display all applicable charges clearly during checkout and do not intentionally add undisclosed fees to completed orders.

9. Payment Disputes

If you believe a payment has been processed incorrectly, duplicated, or charged without authorization, please contact us as soon as possible at:

[email protected]

We will review the available transaction and order information and work with you to address legitimate payment-related concerns.

10. Policy Updates

We may update or revise this Payment Policy from time to time to reflect changes in our payment methods, business practices, payment service providers, or applicable legal requirements.

Any revised version will be posted on this page with an updated effective date.

Your continued use of smotayk.com after an updated Payment Policy becomes effective constitutes your acknowledgment of the revised policy, to the extent permitted by applicable law.

11. Contact Us

If you have questions regarding payments, charges, refunds, or payment processing, please contact us:

FIBRAXO INC
7500 NW 25 ST # 237
DORAL, FL 33122
United States

Customer Support Email: [email protected]